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A loan against property (LAP) is a type of secured loan that allows you to borrow money by pledging your property as collateral. You can use the loan amount for any personal or business purpose, such as education, medical expenses, home renovation, debt consolidation, or working capital. A loan against property can help you leverage the value of your property, without selling or losing ownership of it. However, applying for a loan against property can be a time-consuming and cumbersome process, as it involves a lot of documentation, verification, valuation, and approval. If you need funds urgently, you may not be able to wait for weeks or months to get the loan sanctioned and disbursed. That’s why you may want to opt for an instant loan against property, which is a faster and easier way of getting a loan against your property. An instant loan against property is a pre-approved loan facility that enables you to get a loan against your property in minutes, without any paperwork or hassl...

No matter how much money we earn, saving is a task that’s easier said than done. We can try and spend less money, but unfortunately there’s a lot more to putting a little away than just reducing our outgoings. In order to save successfully, you’re going to have to set realistic goals, and there’s no point in aiming high when you know you’ve got a lot of outgoings this month. Here are a few useful tips on how to get your savings account started and sustained, so that you have something to fall back on in times of need. Know everything about -  Debt financing First Step – Kill Your Debt You can’t successfully save if a large portion of your income is going on interest and debts, so get calculating how much you owe! Once you have a figure, you’re going to divide up your income after priority expenditure, and focus on repaying your debts across the board. There will be some debts that are more immediate than others, so put these to the top of the list. You may also want to consult IVA ...